Fake NPCI / BHIM UPI messages: how to tell

Scammers copy NPCI / BHIM UPI's name in SMS, WhatsApp messages, calls and links. Compare anything you receive with the official details below.

Official web addresses

npci.org.in
bhimupi.org.in

A link that uses "NPCI / BHIM UPI" but ends in a different address is a warning sign. Type the address yourself instead of tapping.

Known SMS sender names

XX-NPCIBH

Real messages come from short sender names like these, not from an ordinary 10-digit mobile number. This list may be incomplete; check NPCI / BHIM UPI's own website.

Warning signs

Asks for OTP, PIN, CVV or password — NPCI / BHIM UPI never asks for these.
Threatens account block, KYC expiry or a fine "today".
Sends a link or an .apk app file to install.
Offers reward points, a refund or a prize you didn't expect.

Lost money or shared details?

Call NPCI / BHIM UPI's official helpline from its website, then call 1930 within the first hour.

Got a NPCI / BHIM UPI message you're unsure about?

Paste it or its link into the free checker.

Check it now